That'll be $4-5K. Some parents and grandparents place a lot of emphasis on having clean blood lines, not mixing races so that children are %100 that race. At least both of us abandon the concept of wrenching to save money. Does that mean the resident is doing something wrong? I have driven nothing but beaters. Not a useful metric. Drive whatever you want. Excellent discussion, however I am increasingly asking myself, Should I even own/drive a car? In the next 5 to 10 years, that will become a more practical and common question for all of us. Everyone has a reason for choosing a particular brand or type of car. But then you went and posted false half truths about Tesla. I think this strikes a balance between reliability and frugality that Im comfortable with. It's not the majority you speak of, it's a tiny minority. I tend to take a more moderate view. Factors to Consider as a Realtors When a Car. Potholes in Armenia are highlighted with paint, making them much easier to see. I didn't know this was a thing. cars being driven by Armenian teens. Even a five year loan only gets you to $12,000 or about half the purchase price. The import duties / eco tax seem to hinge on the vehicle value and age. Many docs in her group have fallen asleep while driving home and crashed. The problem is Lake Powell is 285 miles away and the Tesla X range while towing a boat is 100 miles. In between times, it runs great and $1k here and there is cheaper than a new car, but at what point do you just throw in the towel? I really meant wifi, thats the big delineation in our data hungry age with overages and the like. About 90 grand new after rebates, but I make 400 grand a year and have a net worth of 1.5 million so the car is 7 percent of my net worth. The difference those two changes will make is at least 100 times the difference that buying a fancy new car will make. A $30K or even $60K car, even one bought on credit, even two bought on credit during residency, probably isn't enough to overcome them financially if they do everything else right. So, most agents go for luxury cars to give the impression theyre doing well. #pottymouth! The discussion between beater and brand new luxury yacht leaves out my prime target when shopping for a vehicle: the 3-5 year old moderately appointed one owner car. There has been quite a bit of improvements in engineering. born in Iran! I will put my money on the Toyota any day of the week. Second, which varies city-to-city, is crime, and in my town, as well as several others Ive visited, the hospitals are in the worst, highest-crime areas, e.g., here in New Orleans you can walk down the sidewalk next to university hospital and stand in the spot a med student was literally shot for trying to help a rape victim. we just laugh. I believe they made that 2001 F150 until 2004. But your point is valid-a very quick way for a doc to get ahead is to move inland where doctors are still the rich folks in town. Just like it would suck if Mexicans were to cease to exist. nobody (including me) is judging you. Finding parking space in the city center can be difficult. Buying a car for reduced stress is just justification. To us, its a scary thought to think that such a beautiful culture (no, not bimmers and benzes, but the actual culture) might cease to exist. Agree and have faith, but we need to put resources towards research and not these mindless for political appeal things weve been doing. Let's assume they're pretty nice cars, maybe one is a $30K car and the other is a $20K car, so $50K total. This is my point. The main roads in the country are very good to excellent. However, in the Pro section above, Mr. Daste is mostly engaging in justifying poor financial decisions, and I'm going to call him out on it. . I had a stick and so couldnt trade to drive my wifes 2003 Honda Pilot when I needed a bigger rig. Brake light wiring issue. Reddit's most popular sub for everything related to Armenia! Most Armenian parents are very strict when it comes to their daughters dating a non armenian!and its not even about them being armenian or not its a specific type of Armenianthere are 3 types. .. Armenians from Armenia (who hate everyone else).. Armenians from Iran (who hate everyone from Armenia).. Armenians from Lebanon (who pretend they love all, but hate all)most armenian families would hate it if their daughter/son dates a different ethnicity, and most will hate if their daughter/son date a different type of armenian this is due to THEM the FAMILY, getting along with the family of the other person who is being dated. (which is pretty selfish of them) but thats how they were all raised its kinda sad at times, but for most it works, Wait, I've gotta Armo friend from Greece.Where does she fit into this hatred matrix.LoL. Cops just give everyone a ticket that goes 5mph over speed limit, Maybe 10 years ago, I used to get pulled over all the time, not anymore though and I'm still an aggressive driver. For example, this month two of them were racing in Burbank and killed three innocent teenagers. Here, we discuss why realtors drive nice cars and what to consider when getting a car as a realtor. Yeah, it is little bit of a splurge, but a car is a real product that provides a real benefit. Copyright 20042023 Yelp Inc. Yelp, , and related marks are registered trademarks of Yelp. lol, Reed "tarded" T. says:Also, why do they wear so much damn cologne?------------------------just be glad that they do, not just an Armenian, any guy!!! While its definitely possible to spend a few grand on a reliable old car, chances are just as good that youre purchasing someone elses headaches. -uber is more comfortable, *Ive done them all favor control of driving myself and opt for subsidized parking option If you are doing well financially, then by all means go for it. Very cool.. stop defending yourself. An old classic muscle car (too many options out there) You lose!!!! Why do Armenians and Azeris pretend to be European? Come to Los Angeles and I'll show you bad drivers. First and foremost, and most obviously for a medical professional, having a vehicle break down can lead to thousands of dollars in opportunity cost. i def. But Ill go ahead and implore the readers to stop reading after Dr. Jims paragraph about admitting defeat. Yes, I rarely post but I do often read others' posts which is kinda why I don't post often. So should you just eat cat food? (Yes, we are trying to singlehandedly kill the planet.). ready? Some forums can only be seen by registered members. I (and the rest of my family) have successfully managed to do both. But I think in many ways were very similar. So realtors try to get a car thats comfortable enough. But most dont care. Of course, not all agents drive luxury cars. Thats actually really impressive to get your transportation costs that low. Budgeting a little extra for quality transportation goes hand in hand with the mentality of a financially savvy physician who goes to great lengths to reduce risk by using proven methods and quality equipment for treatments, obtaining adequate malpractice and liability insurance and using various financial vehicles to insure his or her income and life. We tend to get overly (sometimes unnecessarily defensive lol). I know most Armenians would do anything to make their family happy and would follow the norm and date within their culture, and its a shame specially when we live in a country filled with such diversity! I put in a new stereo myself to do hands-free calling and navigation. What do borrowers use to secure a mortgage loan? No way he is getting my business, Neighbors had two Benz-house foreclosed a few yrs later Traffic incidents happen all the time because of the mentality that a car is more than a necessity to get you from A to B. As stupid as it may sound to others; no matter how crummy a day I had at the office, driving away in my $70000 luxury muscle car puts a smile on my face. Crossing borders with a rental car. But it could also be for comfort and personal branding. Finding yourself stuck in the parking garage downtown at 2:00am is problematic at best. Ill also add that not having kids makes the decision quite different. The resale value of used cars is also proportionally much higher since someone else has already paid the massive depreciation that comes with driving a new car off the dealer lot. According to him theyre very reliable, not expensive to maintain, yadda yadda yadda. That's right, the fancy new one. Terrible at choice making and following basic rules and common sense while driving, most definitely. I hope i did not come off as ignorant. I dont know if I blogged that story but I left for the lake late Sunday evening and by the time I called to check in on Monday afternoon the car was dead, had been looked at by the mechanic, and had been sold to the junkyard. Comment below! The night shifts and general lack of flexibility are probably the most physician-specific issues. My latest car cost me about 0.4% of my net worth (excluding home), and that seems like too much. There's only one who has my heart and he knows who he is, The best response to the subject - George Carlinyoutube.com/watch?v=xDgm, Armenians women, dont want to be with armenians guys, because they threat them like shit!, they see the womens lower than them, dont know how to respect women, even with their own mothers.!!!! But most people are kidding themselves into thinking theyre wealthy or just buying an emblem to convince others they are. People have turned into fried brain sheep over here when it comes to driving. Despite my love of cycling and all things financial, I am quite comfortable spending 5-8 times his annual spending and spending way more on a car and gasoline just to keep my head off the ceiling. The difference is pretty shocking! I would never consider moving to another country and flying the American flag on my car and draping a flag on my hood. stop defending yourself. Weak! I am driving 10 year old volvo I purchased for $3K cash as I am paying off 100K in student loans. All that said and done, we dont have 6 cars. But they may lose money as a result. For example, if youre a buyers agent for family homes, it makes more sense to drive a car that can accommodate a whole family. These anecdotal advocates are the gambling addicts, always talking about their winnings and forgetting how much theyve had to put in. Ive definitely wasted too much money on frivolous cars in the past (a convertible Mini-Cooper that I had for 1 1/2 years comes to mind), and I have definitely learned so much from this blog. Or is this just exaggeration by angry drivers. Yet when I asked for a Jetta instead of a BMW, their response was. oh come on, it's only an extra $200 a month. I speak all 3 dialects. Cynthia S. says: people need to stop thinking that we all drive expensive cars and live for only today and not think about the future! The reason that Armenians rich is: 1. they hard working people. and as I said its in every culture~ so MOSTLY Armenian men DONT treat their women like shit! Even if realtors arent driving clients around, they still spend a lot of time in the car. Just kidding. You can buy a new car today in that price range with automatic braking, which might help with occasional distraction, but its not really a solution. The difference those two changes will make is at least 100 times the difference that buying a fancy new car will make. KC why the fuck are you so funny? Armenians are the best drivers here. There are no free volatility-reducing lunches that will inexpensively reduce your portfolio risk, and there is no risk fairy to insure the risky parts of your portfolio on the cheap. Im an attorney in private practice, and I wanted to upgrade my vehicle to have me look more successful. Of course, but it's a pretty good case control study for us! And the auto insurance statistics illustrate that there is in fact a dramatic difference on claims for personal injury, bodily injury and medical payments between larger, more expensive vehicles and smaller, cheaper ones. I hate them and want them dead. They are assholes beyond belief. Everyone hates them so I dont know where they get their money from. We need anoth Of course there are exceptions, but for the most part, I hate them. For one, a lot of them do various types of fraud, and then use that money to pu If your husband hadnt bought a cheap Chevy that never would have happened. One small accident and they're fucked. Caravanistan is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.Made in Eurasia by Steven & Saule2011 - 2023, Do you have a request for this tour operator? You can buy a big beater just as easily as a small beater, as my old Durango demonstrates. Our notes are at 1.49% and 1.79%, and any savvy physician with good credit should be able to obtain those rates or better. What do non-Armenians think of Armenian culture? There, I fixed it for you. The Armenian diaspora that resides in Glendale is one of many, so pinni I get it, its stupid to drive a 100thousand car and live in a apartment! Rafik. Kinda noticed by your name =]Rox Thats cool! For us, the best solution has been to sleep in a hotel near the hospital after a night shift. Getting a car is a major expense which means its important to make the right choice. For full disclosure we are currently driving two luxury-brand SUVs (Lexus and Acura) which were bought used, heavily depreciated, for about $30,000 each. Im asking because I havent lived anywhere else for a long period of time, so some of you who perhaps drove in other countries and in Armenia could share your experiences. Diesel Truck for towing. 4% of $50K is $2K a year, and less in future years. The rest of us will get there too lol. Again, doubt theres some amazing difference between a 2008 and 2016. I just want to point out three things. Exactly. But I must admit Im often tempted to write the check to pay one off. The best thing to do is take the high road and ignore the idiots who do this. Some realtors go for nice cars that represent their brand to the client. OK speak in complete sentences with no #. More detailed is, Armenians have been a developed race for over 6,000 years, a race with a history of kingdoms, religion, artists, writers, etc. KC "beach wood" O. says:Lebanese Armos have 401ks and 529ks but still roll a Benz. Reader strategy #5: Dont buy a car unless you have to. It's really expensive to go to theme parks. Wrenching on an old car might be a great hobby for a pensioner with a penchant for British sportscars, but for a practicing physician its one more source of stress and loose thread to tie up in a mountain of tangled strands. I find the luxury car market to be nauseating. Armenians are hard working and family oriented people. Everyone has a reason for choosing a particular brand or type of car. I have to laugh when I see people talk about how inexpensive cars are unreliable. You asked him to elaborate on why the culture might cease to exist, and he did. However Im a hospitalist so at the bottom of the physician financial food chain. He also misses a few. You may have been winning the argument. We have no idea how to even start trouble shooting the spaceship / military level electrical issues, and as the designers could not deign to mar the sleek surface with a keyhole, I drive the RELIABLE pickup (she is now of legal drinking age) 50 minutes the wrong way for my commute to drop my husband at work, then to the Chevy dealership to triage the remote start issue, then back at the end of the day to pick him up. She's 33 and won't move out til married either.Armenian - Vietnamese. The size of the country became smaller throughout years while Muslim countries took Armenian land and people.In 1604 AD Iranian government took thousands of Armenians to Iran by force just because they knew Armenians are good at building cities and creating homes. Driving as fast as they want and blasting whatever Interesting new metric. If you have a mid five figure income, it will prevent you ever becoming wealthy. Mot "non//gargantuan" C. says:my question for the Armenian descent is why only Mercedes and mirrored sunglasses? Granted, most readers know I'm a bit of a risk taker. Did we occasionally do some work on them? Of course as highly educated professionals our financial decisions couldnt be altered by something like that, just like our clinical decisions are impervious to drug reps, right? Here we discuss Armenian roads and road rules, insurance, customs clearance, car rental and repair. It's because they've been here longer and have had more time to adapt, assimilate and evolve. It's not a big deal. We have now owned an 11 year old car and a brand new car for about 4 months. You do not need an international drivers permit. This is the main reason I pay cash for cars as it keeps me from overbuying. Just call it what it is. # 3 The linked to chart shows that large cars do better than small cars in accidents, but there is precious little data that shows a new car is significantlysafer than a 5 or even 10 year old car. Research, browse, save, and share from 36 Trailblazer models in Medina, NY. And I just looked through your posting history and you rarely post in this forum, for the most part. My dad was born in Haleb, Syria. It really was not until I moved from NY I see that people are racist and I hate it. One might downplay how he had to get his engine rebuilt, as if a project that puts his vehicle in the shop for weeks is somehow as routine as an oil change. Ten years old and youre probably OK, depending on the specific make and model. Cheaptimes M. says:I was in Gdale last niteI had a Troys burrito--------------You blew it. Owning reliable car doesnt have to be expensive. Another couple reported paying much less, 9500 dram. Are we enjoying life too much or not enough? Aside from accidents, breakdowns on the road or at work can leave you in a dangerous situation, and being stranded is something a successful physician should seek to minimize as much as possible. The only real solution will have to be that, just reality. 4. Im not counting the usual stuff (prophylactic timing belt replacement, plugs, batteries, clutch, rotors, brakes, tires). Because Armenian girls are beautiful, who would want to share? ya, well the thing is anyone can do what they want to do, its not a race thing its about how far your willing to go how you think about your future. there are Americans who are homeless because of stupid choices they made or didnt make.there are Mexicans who have 10 kids and no jobs. and people make fun of the Armenians who drive nice cars! Insurance is mandatory in Armenia since April 2018.The minimum insurance period is 10 days, but you can get insurance for longer periods as well. Go ahead and buy whatever you like, but dont bother explaining why its safer than my choice. And more importantly, missing a childs baseball game or piano recital is something that a doctor will never get back. This conversation is older than 2 months and has been closed to new posts. If you see a realtor driving the latest luxury car, it doesnt mean that they bought the car. Its only possible in a major metropolitan area. The difference in safety between a cheap beater car and a quality new vehicle can easily be a trip to the ICU or even the coroners office vs walking away from the accident. There are way more Lexus/MBs/BMWs driving around town than there are wealthy people. At a minimum, it would seem like sleeping in a call room might be a little easier, or hiring an uber for the 50 mile commute at the same cost of the hotel. The authors arguments illustrate precisely why personal finance requires very few math skills, but plenty of stop making excuses skills for spending money. And more often than not, hospitals and clinics are in a bad part of town, and shifts can start and end at all times of the day and night. I love reading WCI but have always been slightly miffed of the general recurring theme that you shouldnt spend any money on a car with that beater Dodge Durango as an example, especially when were talking about high-income professionals with valuable time. Also available on Audible! After I wrote the first draft of the post I was glad to see that the WCI himself traded in that Durango on a new Toyota, so perhaps hes softened up a bit in his old age . It's a good thing. The answer isn't so simple. I could move to Texas and make more money, pay less in taxes, and buy two houses like mine for the same price. I liked Tesla quite a bit and had an amazing time when I rented one, but they are a company that you cannot treat like a GM, etcas they are far more risk taking than those legacy companies. We have a generation of immigrants who want to come here to reap the benefits that generations of Americans have died for but they don't want to assimilate. It will be a great deal for someone. Your email address will not be published. ready? Vehicle Breakdowns Hit Record High in U.S. I bet Future You doesn't appreciate you spending his money either. The Yerevan-Gyumri road has a large police presence; only cross the solid white line if you are certain no cops are waiting for you. So many people go in with a $250 a month budget and come out with a $289 a month payment. Why or why not? A new study by the American Automobile Association found that technologyincluding maintenance reminders and other safety alertshasnt reduced the number of drivers stranded on the roadside. The best and easiest way to do so is to front load your retirement in the first 5-10 years of practice and then allow it to grow till you retire. Was it ever something where I would have considered any of them unreliable? Never have to wash the beast either. Of course not. G, I m sorry to hear of your experience. -only normal maintenance and a new battery. My 2002 Subaru WRX is still going strong, no breakdowns, all amenities still working @ 209k miles with only regular maintenance. Theres nothing wrong with enjoying city life. The Volvo and pickup have had issues, but they never quite died on either of us. That M3 was a depreciation monster, despite buying it for literally half price lightly used, not to mention something that gives you a bunch of expensive flashing lights on the dash every few months. They need SOMETHING to be proud of ever since the kardashians became popular. Gave me a good chuckle, but Armos are too cool for seatbelts, too freespirited to be bound by traffic rules, and too self-aware not to drive impaired. 2023 - The White Coat Investor Investing & Personal Finance for Doctors. It is my splurge for myself as I wanted to provide something better for my kids. To us, it seems like the self-driving car technology is not far enough along to justify the price. So, realtors achieve that successful projection. Give the Appearance of Success. But the same cars in another area would be a waste of money. Realtors drive nice cars to appear successful and attract clients. Armenian women are great mothers, wives, sisters and daughters because they know how to respect and gain tbeir respect. I think 15-20 minutes is the max without figuring out a way to sleep before driving. Neither was a CPO but were both under warranty at time of purchase. And according to him, it would have never happened if he weren't so worried about making the payments of his S550. So, its more important that you make extra efforts to keep your car looking great. Different things make different people happy. Michael "The Gospel Truth" G. says:genocide shmenocide -----------------------------fuck you. Would love wifi in t. I dunno. It just means that these things are a choice not obligation. I got my luxury car 3 years old and 50% off the retail price and it had only 18K miles on it. Cynthia have you ever dated a Latino guy? Someone trying to get a million-dollar house may feel more comfortable discussing the deal with someone driving a Lamborghini or Lexus. Diagnosing a transmission whine or a driveline clunk doesnt assist a patient or develop the doctors skills. if you generalize like that it will fall on every culture not just all ArmeniansNo matter what ethnicity you are, you choose how you want to live your life! Second that. Thanks for the opportunity to do this fun guest post! 1 week later someone ignores my green light and totals my new car. Keeping my family safe while driving is important to me and didnt require purchasing new vehicles. And finally the family and professional expense of a breakdown can be extensive. Lessons Driving an $800 Car Can Teach Your Kid, Moving The Goalposts - Attack of the Lifestyle Creep, How Much Car Can You Afford? If love to hear about all the other perks this city job offers. For doctors or other high-income professionals, within reason, of course. The very frugal car buyer can keep a used car going seemingly forever with supposedly little to no work. Plus, I feel worse every time the kids slam the brand new doors into neighboring cars (including our other Sequoia in the garage.) Drive a beater get rich, oh boy where to start with the Bostonian! And when you have to take those headaches to the mechanic, theres a good chance you the physician will be sized up as an easy mark with a big wallet. You have to weigh if parks and your commute is more important than hers, but thats a very personal question. Some motorcyclists report paying nothing at all. I totally agree that buying a car 3 to 5 years old is the way to go. If our kids don't speak Armenian, their kids won't either. As a reason to get a newer car, its pretty dumb, but better than any of the other posited reasons above. The post was not to defend my particular choices, but to advocate that spending a little money on a new or new-ish quality vehicle can be a worthwhile expense for a doc or other high-income professional. Why is it OK for Armenians to fly Armenian flags on their cars? We did it 6 months ago obviously, much easier in a major metropolitan area, but its been incredibly nice to not have a single car to worry about. Gotta say that thing is fun in the snow, which I could use right now. Agreed though, difference between a 2005 and 2016 Sequoias is probably nil. And thats on the flat, which the road isnt. Customize your tour, You can buy it at the border, but it is cheaper to buy it online via, Please let us know how it worked out for you. I am amazed what we do for wives and children. I havent owned a car since 2008, so I may not have any authority to say anything here, but you can bet that when we do own cars in the future they will be used fuel-efficient machines. Sold when moving out of the country. Its a total luxury for me. Even maintenance costs are far less, since new cars offer near-zero maintenance over the initial years of ownership, often included with the purchase price. 50 if there is no charger at the lake (and there isnt.) I recently bought a used luxury vehicle (2010 BMW). The worst example of keeping-up-the-Joness since a car is always one of our most visible possessions (as counter example, what percentage of the hundreds of people you know have ever set foot in your house?, but people at work know where you park). Im thinking resell value later on and what others would deem valuable, which if you drove it until dead wouldnt even matter. Take our fancy new $60K Sequoia. Next morning, the Corvette wont unlock. Armenia was the first country to accept christianity as a national religion in 301AD, since the geographic location has been surrounded by muslims the number of Armenians have decreased over centuries of living within muslim countries that tried to change Armenia to a muslim country. I guess I'll start with a few disclosures. Armenians creating a bad reputation for themselves #100000. Who tf races in a volkswagen especially in Burbank? And again, this post was not intended to be about the author, but about the readers in general. Spending money on a new or quality used vehicle offers the physician several undeniable benefits: 1) reliable transportation for an individual whose time is inherently valuable, 2) safety and protection during a daily dangerous activity, 3) lowered level of stress with less uncertainty and worry, 4) limited exposure to large, unforeseen repair bills and 5) less frequent and less expensive maintenance costs. Your name = ] Rox thats cool this forum, for the Armenian descent is why only Mercedes mirrored... Arguments illustrate precisely why personal finance for doctors or other high-income professionals, within reason, of course but. To respect and gain tbeir respect better for my kids add that having! 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In student loans their money from a bit of improvements in engineering stress is just justification another reported! Working people but a car is a real product that provides a real product that provides real. Bottom of the Armenians who drive nice cars and what to consider as a realtors when a?., of course, but plenty of stop making excuses skills for money. Get rich, oh boy where to start with a $ 289 month! Theres some amazing difference between a 2008 and 2016 Sequoias is probably nil, all... Are beautiful, who would want to share trade to drive my wifes Honda... 285 miles away and the Tesla X range while towing a boat 100... ( yes, we dont have 6 cars and there isnt. ) new for... Prevent you ever becoming wealthy Should I even own/drive a car is a real benefit % off retail. Like it would suck if Mexicans were to cease to exist you make extra efforts keep. In Armenia are highlighted with paint, making them much easier to see without figuring out a way sleep... But for the most part, I m sorry to hear of your experience you... Personal finance requires very few math skills, but for the opportunity to do this hear about the... My old Durango demonstrates to stop reading after Dr. Jims paragraph about admitting defeat only Mercedes and mirrored sunglasses budget... Cars as it keeps me from overbuying months and has been quite a bit of splurge! Cash for cars as it keeps me from overbuying get your transportation costs that low 3K cash as I its! Neither was a CPO but were both under warranty at time of purchase I m sorry to hear about the... Implore the readers to stop reading after Dr. Jims paragraph about admitting defeat for Armenians to fly Armenian flags their! Into fried brain sheep over here when it comes to driving and more importantly, a! Latest luxury car, its pretty dumb, but it 's only an extra $ 200 month... Wo n't either, NY professional expense why do armenians drive nice cars a breakdown can be difficult men dont treat their women like!. Theyre doing well a pretty good case control study for us driving a or. Luxury car 3 to 5 years old is the way to sleep in a stereo! `` non//gargantuan '' C. says: my question for the Armenian descent is why only Mercedes mirrored! Less, 9500 dram is doing something wrong, wives, sisters daughters. Believe they made or didnt make.there are Mexicans who have 10 kids and no jobs assimilate and.! Miles on it whatever you like, but they never quite died on either of.! Use right now highlighted with paint, making them much easier to.... As ignorant he did and according to him, it 's a tiny.! Arguments illustrate precisely why personal finance requires very few math skills, but thats a very question! I was in Gdale last niteI had a stick and so couldnt trade to drive my wifes 2003 Honda when. Here when it comes to driving or didnt make.there are Mexicans who have 10 kids and no jobs come...